Trustthatactuallysettles.
Stablecoins settle in seconds — and once they're gone, they're gone. MettaPay adds programmable escrow, reversibility windows, and real-time compliance so funds only release when conditions are met.
Without MettaPay vs. with MettaPay.
One transaction, two outcomes. Move the slider — or tap a side on mobile.
Interactive — approve each control layer, then release or recall.
Every payment, programmable.
Stop scams before settlement.
Programmable Escrow
Hold and release funds based on delivery confirmation, time windows, or multi-party approval.
Built-in Reversibility
Review windows and rollback triggers catch fraud before it's permanent on-chain.
Real-Time Compliance
Sanctions screening, KYC, and risk checks run automatically before any settlement.
Don't take our word for it.
Every claim is on-chain, audited, or partner-attested.
Audit in progress
Independent smart-contract review underway with CertiK and Soken. Public report Q3 2026.
Verified on Base
Factory and escrow contracts verified on BaseScan — read the source yourself.
AML & KYC partner-cleared
Sanctions and risk screening run before any release, powered by regulated partners.
Non-custodial by design
Funds sit in escrow contracts you control. MettaPay never holds your money.
Drop-in templates,
ready to deploy.
Settle anywhere dollars need to move.
MettaPay rides the stablecoin rails your customers already use — across borders, currencies, and counterparties. Programmable trust, planet-scale.
Operators trust it. Compliance signs off.
"MettaPay is the first time stablecoin payments have felt safe enough to recommend to a CFO."
"Reversibility on-chain shouldn't be possible. They made it possible — and compliant."
"We replaced a two-week wire dispute process with a 24-hour escrow window. Game over."
Names withheld during pilot — full case studies available on request.
Built in public, shipping fast.
Where we are, what's live, and what's coming next.
TEE infrastructure
- Trusted execution environments
- Secure signing enclaves
- Confidential approvals
Zero-knowledge stack
- ZK identity verification
- ZK compliance proofs
- Private settlement attestations
Institutional scale
- OTC desks & brokerages
- Enterprise payments
- Global settlements
- Tokenized RWAs
- Cross-border B2B finance
Quick answers, no fluff.
Still have questions? Read the full escrow explainer.
Bridge traditional finance and programmable money.
We partner with banks, credit unions, processors, and fintechs — not to replace them, but to help them lead the next generation of payment infrastructure.